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Sarkari Website13 Oct 2026

PM Surya Ghar Portal Guide 2026: Up to ₹78,000 Rooftop Solar Subsidy, 5.75% Loans, 50 Lakh Homes Covered – How to Apply

pmsuryaghar.gov.in is MNRE's National Portal to apply for rooftop solar subsidy under PM Surya Ghar: Muft Bijli Yojana. Know the ₹30,000-₹78,000 subsidy, 5.75% collateral-free loans, latest 2026 figures and step-by-step application.

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PM Surya Ghar National Portal: Overview

The PM Surya Ghar National Portal at pmsuryaghar.gov.in is the official website where households apply for rooftop solar under PM Surya Ghar: Muft Bijli Yojana, choose a registered vendor and receive the central subsidy directly in their bank account. As per the Ministry of New and Renewable Energy (MNRE), the process is "100 percent online, end to end digital", from application to subsidy release. By 4 August 2026, over 50.06 lakh households had rooftop solar under the scheme. This guide explains what the portal offers, the subsidy amounts, loan support and how to apply.

ItemDetails
Portal nameNational Portal for PM Surya Ghar: Muft Bijli Yojana
Websitepmsuryaghar.gov.in
MinistryMinistry of New and Renewable Energy (MNRE)
National Programme Implementing AgencyREC Ltd., working with all DISCOMs
Scheme launched13 February 2024
Total outlay₹75,021 crore
TargetRooftop solar in one crore households by FY 2026-27
Subsidy₹30,000 (1 kW), ₹60,000 (2 kW), ₹78,000 (3 kW or above)
Loan interest5.75% per annum (repo rate + 50 basis points), collateral-free
Who can applyResidential consumers with a grid-connected DISCOM electricity connection

Latest 2026 Update

According to MNRE's release of 4 August 2026, the scheme has crossed 50 lakh rooftop solar installations. Key figures from that release:

  • 50.06 lakh households covered, with about 1 lakh households being added every six days.
  • July 2026 recorded 5.06 lakh households, the highest in any month since launch.
  • Cumulative capacity commissioned: 14.8 GW.
  • ₹28,024 crore subsidy released directly to beneficiaries through DBT.
  • Nearly 19 lakh households get zero electricity bills.
  • 21.87 lakh applicants have been sanctioned loans.
  • 34,219 vendors are registered, of which 29,469 are active.
  • 32 States and UTs have removed application and net metering charges.

The Budget Estimate for the scheme in FY 2026-27 is ₹22,000 crore, as per a Rajya Sabha reply published by PIB on 28 July 2026.

Features and Services of the Portal

  • Online application for the Central Financial Assistance (CFA) or subsidy.
  • Vendor selection with vendor star ratings, so you can pick a registered installer.
  • System-size guidance and benefits calculator to decide the right capacity.
  • Digital Net Metering Agreement signed through the National Portal.
  • API integration with over 80 DISCOMs for faster approvals.
  • Deemed approval and feasibility waiver for rooftop systems up to 10 kW, with auto load enhancement up to 10 kW.
  • Paperless loans through the Jan Samarth portal.
  • Subsidy release through PFMS within 15 days of the redemption request (if details are entered correctly).

Subsidy Amount by Electricity Use

The central subsidy is 60% of system cost for 2 kW systems and 40% of the additional cost for capacity between 2 kW and 3 kW, capped at 3 kW. At benchmark prices the amounts are:

Average monthly consumptionSuitable capacitySubsidy
0–150 units1–2 kW₹30,000 to ₹60,000
150–300 units2–3 kW₹60,000 to ₹78,000
Above 300 unitsAbove 3 kW₹78,000

A 3 kW system is expected to generate more than 300 units per month on average, and households can earn by selling surplus power to their DISCOM. In FY 2024-25, over 12 lakh households earned ₹421 crore this way.

Eligibility

  • The scheme is demand-driven and open to any residential consumer having a grid-connected electricity connection from the local DISCOM.
  • The subsidy is for the residential sector; the CFA is capped at 3 kW capacity.

Details to Keep Ready

  • Your electricity connection details from your DISCOM (latest electricity bill)
  • Bank account details (the subsidy is credited directly to the consumer's bank account)
  • Loan application details, if you want a concessional loan through Jan Samarth

Check the exact document list on pmsuryaghar.gov.in at the time of applying.

How to Apply on pmsuryaghar.gov.in: Step by Step

  1. Visit the official National Portal pmsuryaghar.gov.in and register as a consumer.
  2. Use the system-size guidance and benefits calculator to decide your rooftop solar capacity.
  3. Apply for the subsidy on the National Portal.
  4. Choose a registered vendor from the portal (check vendor ratings).
  5. Your DISCOM processes the application; systems up to 10 kW get deemed approval and feasibility waiver.
  6. If you need finance, apply for a collateral-free loan at 5.75% through Jan Samarth.
  7. After installation, sign the Digital Net Metering Agreement on the portal.
  8. Submit your subsidy redemption request with correct bank details. The subsidy is released through PFMS, generally within 15 days.
PurposeLink
PM Surya Ghar National Portalpmsuryaghar.gov.in
MNREmnre.gov.in
Jan Samarth (loans)jansamarth.in
50 lakh milestone release (4 August 2026)pib.gov.in

FAQs

What is the official website for PM Surya Ghar?

The official National Portal is pmsuryaghar.gov.in, under the Ministry of New and Renewable Energy.

How much subsidy will I get?

₹30,000 for 1 kW, ₹60,000 for 2 kW and ₹78,000 for 3 kW or above, as per the Cabinet approval and PIB explainer.

What is the loan interest rate?

Concessional, collateral-free loans are at 5.75% per annum (repo rate plus 50 basis points), as per MNRE's 2026 releases.

How long does subsidy release take?

About 15 days after the redemption request through PFMS, if all details are entered correctly.

Do I need to visit any office?

No. MNRE says the process needs no physical paperwork or office visits.

Who can apply?

Any residential consumer with a grid-connected electricity connection from the local DISCOM.

Conclusion

The PM Surya Ghar National Portal makes rooftop solar easy: apply online, choose a rated vendor, get a 5.75% loan if needed and receive up to ₹78,000 subsidy in your bank account. With over 50 lakh homes already covered, eligible households should apply only through pmsuryaghar.gov.in and avoid unofficial agents.

References

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PM Surya Ghar Portal: Up to ₹78,000 Rooftop Solar Subsidy #Shorts